The waves lapped at a pink-hued sand beach in the Bahamas while two actors, presumably grandparents, frolicked with their “grandkids.” The next scene focused on a similarly aged couple leaning over the balcony of a glistening river cruise ship with the Rhine, adorned with European architecture, drifting by. The final set shot to yet another retirement-aged couple taking a breather to stand up in a garden that puts ours to shame, admiring the fruits of their labor.

As I sat cramped in a tiny plane seat watching the scenes play out on the mini TV screen on the seat back in front of me, I vividly remember thinking about how the choices we make now impact not only our lives, but the lives of those around us. I don’t remember which financial planning company was running those TV ads, but, given that I was flying to speak to a group of veterinary practice owners about succession planning, real-life stories in our profession began racing through my mind.

Click Here to continue reading…